New FDIC Temporary Liquidity Guarantee Program

1st Centennial Bank is participating in the FDIC's Transaction Account Guarantee Program guaranteeing ALL NON-INTEREST BEARING TRANSACTION ACCOUNTS, INTEREST CHECKING ACCOUNTS & ATTORNEY CLIENT TRUST ACCOUNTS FOR THE ENTIRE ACCOUNT BALANCE, through December 31, 2009.

Full coverage is applicable to both consumer and business entities and is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

In addition, FDIC's GENERAL DEPOSIT RULES TEMPORARILY INCREASED from $100,000 to $250,000 per depositor per insured institution through December 31, 2009 - a $150,000 INCREASE.

FDIC insurance covers funds in deposit accounts, including checking and savings accounts, money market deposit accounts and certificates of deposit (CDs).

Please contact one of our branches for further explanation of FDIC Deposit Insurance.

For more information from the FDIC, visit their official website: www.fdic.gov